Responsible investors

In a response to worldwide growing interests and investments in inclusive finance and a demand for investor guidance, the Principles for Investors in Inclusive Finance (PIIF) have been developed. The PIIF offer a framework for responsible investment in inclusive finance. By signing these principles, direct investors, fund managers and indirect investors indicate their intent to uphold the principles in their own investments.

The principles were launched in 2011 and are an initiative of investors and Her Royal Highness Princess Máxima of the Netherlands, the UN Secretary-General’s Special Advocate for Inclusive Finance for Development.

The Principles for Investors in Inclusive Finance, signed by fund managers, direct and indirect investors are: 

  1. Range of Services
    We will actively support retail providers to innovate and expand the range of financial services available to low-income people in order to help them reduce their vulnerability, build assets, manage cash-flow, and increase incomes. 
  2. Client Protection
    We believe that client protection is crucial for low-income clients. Therefore we will integrate client protection in our investment policies and practices.  
  3. Fair treatment
    We will treat our investees fairly with appropriate financing that meets demand, clear and balanced contracts, and fair processes for resolving disputes. 
  4. Responsible Investment
    We will include environmental, social and corporate governance (ESG) issues in our investment policies and reporting. 
  5. Transparency
    We will actively promote transparency in all aspects. 
  6. Balanced Returns
    We will strive for a balanced long-term social and financial risk-adjusted return that recognises the interests of clients, retail providers, and our investors. 
  7. Standards
    We will collaborate to set harmonised investor standards that support the further development of inclusive finance.