A Billion to Gain? Dutch Contributions to and Trends in the Microfinance Sector

In 2012 NpM and ING presented the ‘A Billion to Gain?’ study on Dutch contributions to and trends in the microfinance sector. NpM took the initiative to update this information and made an analysis of the data resulting from the CGAP Funder Surveys 2010, 2011, 2012 and 2013. The ING Economics Department has, in cooperation with Israel Unger (researcher involved in the last two studies of ‘A Billion to Gain?’), checked and translated the analysis into a full report. The editorial board included members of the Ministry of Foreign Affairs (IOB), Triple Jump, ING and NpM.

One of the interesting outcomes is that despite diminishing government support and turbulence in international financial markets, the Dutch investments grew from € 2.1 billion in 2010 to € 2.5 billion in 2013. It is expected that this trend will continue and that the Dutch microfinance sector will grow with 9% in 2014 and 10% in 2015.

To read the full report, click below. Please note that the report involves a correction (erratum) made based on some findings. There is also an infographic about this report available.

Client Protection in Microfinance: The Current State of Law and Regulation

EY, in cooperation with NpM, carried out an exploratory research on client protection. Josien Sluijs, director NpM: “The goal of the research was to identify how the guidelines that have been self-imposed by the sector, are actually facilitated by law and regulation, thereby focusing on overindebtedness, responsible pricing and transparency.”

The research, that includes cases of 12 countries worldwide, has incorporated two types of MFIs: the ones with a banking license and thus deposit taking, and those which are not taking deposit.

In addition, to complete the report, NpM created a ‘Bookmark’ including more general information on law and regulation with regard to client protection. For the ‘Bookmark’ with links to extra sources, click here.

NpM Annual Report 2014

In October 2012 MicroNed and the Netherlands Platform for Microfinance merged into NpM, Platform for Inclusive Finance. 2013 was its first year as the new platform. This year set the stage for an important change: the active shift in focus from microfinance to inclusive finance.

In 2014, NpM has further explored new topics and established new forms of cooperation, both within and beyond the microfinance sector. For example, in cooperation with EY, NpM has via a joint research shed light on the important topic of client protection in microfinance.

Overall, 2014 has been a year of organising large projects, like the ‘A Billion to Gain?’ Conference with ING, during which a research on the social impact of microfinance in India and Ghana has been presented. Besides this kind of projects, NpM also actively participated in international activities taking place in the sector, for example the European Microfinance Week which is organised by the European Platform for Microfinance (e-MFP).

In the NpM Annual Report 2014, one can read about this and all other activities in more detail.

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